You can convert your SmartPoints into cash by submitting a points to cash conversion request on the Points wallet page. Your requested amount will be transferred to you via PayNow within 10-15 business days of request submission. Please ensure that the correct PayNow details are provided to prevent any delays in receiving your cash. However, to get more value out of your SmartPoints, use them to redeem gifts in the Rewards Store for a bigger discount than converting them to cash.