SmartRewards

SmartRewards

How do rewards work on MoneySmart?
You can earn SmartPoints when you apply for selected financial products through MoneySmart or complete activities on the site. Once credited to your wallet,...
Sat, 11 Jul, 2026 at 12:16 PM
What are SmartPoints?
SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for selected financial products through MoneySmart or when you complete activit...
Sat, 11 Jul, 2026 at 12:17 PM
What can I use SmartPoints for?
SmartPoints can be used to redeem gifts from the Rewards Store or converted to cash. If you don’t have enough SmartPoints for a reward, you can also use a c...
Sat, 11 Jul, 2026 at 12:17 PM
How can I earn SmartPoints?
Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in or...
Sat, 11 Jul, 2026 at 12:19 PM
Can I combine my SmartPoints with the SmartPoints of other accounts?
Please be informed that SmartPoints cannot be combined with the SmartPoints of other users’ accounts.
Sat, 11 Jul, 2026 at 12:19 PM
Can I transfer my SmartPoints to another account?
We regret to inform you that the SmartPoints are not transferable.
Sat, 11 Jul, 2026 at 12:20 PM
Why am I unable to top up points?
To enable the top-up function, you’ll need at least 1 SmartPoint in your account. Get started by applying for a financial product that awards SmartPoints.
Tue, 20 May, 2025 at 8:32 AM
I have submitted my claim form, when will I receive my SmartPoints?
SmartPoints are usually processed within 4–5 months after the campaign ends. If you joined a Faster Fulfilment campaign, you could receive your sign-up gif...
Sat, 11 Jul, 2026 at 12:20 PM
I already have the product/credit card but did not apply through MoneySmart. Can I still claim the SmartPoint and get rewards?
No, unfortunately you won’t be eligible for the reward if you apply outside MoneySmarts. To qualify for SmartPoints or sign-up gifts, you must apply for the...
Fri, 26 Sep, 2025 at 3:10 PM